Thursday, March 29, 2012

Count down to 65 and medicare part B

I'm going through the "red tape" that it will take to get assistance with my part B medicare premium. I'm one of the 10% of the 12% population who live past 65 years of age and as a member of the 10% I will be dual eligible meaning my check is so small and my assets so low that I will be able to qualify for supplemental social security and medicaid. So far I've made 4 phone calls. Each phone call has answered at least one question that I had and of course some of the advice seems to contain conflicting information! The last call to social security had me talking with a representative that talked down to me and even had the unmitigated gall to answer questions with a question and she also took up some of my valuable cell phone minutes by insisting that I write down two things. 1 and 2 what an idiot, at that point it's debatable - who was the idiot. Nothing irritates me as much as a phone person pretending they can not understand what I am saying. And this lady was from the United States. I wonder when the government is going to start sending our government business to India.

I can not apply for assistance until June 1 so I will not be able to prevent having several $99.90 premiums deducted from my social security check, but I should get that amount refunded after about 3 months. So I'm budgeting for a three month period of time that will include a shortage in my social security check of $100 per month. It's going to be interesting since that will only leave me $8.00 after utilities and rental payment.

No, I'm not asking for donations yet.:-)